Disability Insurance
Possibly the most important asset to protect is an individual’s ability to get up and go to work every day. How long could you sustain your current lifestyle with no income? Many people don’t insure their most important asset – their income. Premiums for disability insurance have four important criteria: Income amount, elimination period (when your policy begins paying), benefit length (1 year, 5 years, until age 65 etc…) and your job duties.
